Are there any resources or programs available to help me get a mortgage forbearance in Ohio?

If you're a homeowner in Ohio and you're struggling to make your monthly mortgage payments due to a financial hardship, you may be wondering if there are any resources or programs available to help you get a mortgage forbearance. The good news is that there are several options available to you, depending on your individual circumstances.

One resource to consider is the government-sponsored Home Affordable Modification Program (HAMP). This program is designed to help homeowners who are struggling to make their mortgage payments due to a financial hardship, such as a job loss or reduction in income. If you're eligible for HAMP, you may be able to get a mortgage forbearance or a loan modification to make your monthly payments more affordable.

Another option is the Making Home Affordable Refinance Program (HARP), which is designed to help homeowners who have little or no equity in their homes refinance their mortgages to more affordable terms. If you're struggling to make your mortgage payments and you have a good credit score, you may be able to qualify for HARP even if you have a high loan-to-value ratio.

You may also be able to get a mortgage forbearance or other type of assistance directly from your lender. Many lenders have hardship programs in place to help homeowners who are experiencing financial difficulties. If you're having trouble making your mortgage payments, it's a good idea to reach out to your lender and see if they have any resources or programs available to help you.

If you're having trouble getting a mortgage forbearance in Ohio and need guidance, it's a good idea to seek the advice of a qualified attorney. The law firm of Doucet Co., LPA has extensive experience helping homeowners navigate the complex world of mortgage forbearance and other options for dealing with financial hardships. If you need assistance, don't hesitate to call us at (888) 200-9824.