Defend Your Home: Foreclosure Defenses
If you're facing foreclosure on your home, you may feel like you have no options. However, there are a number of defenses that you can raise to challenge the foreclosure process and protect your rights as a homeowner.
One defense to mortgage foreclosure is to challenge the lender's right to foreclose. This can be done by arguing that the lender does not have standing to bring the foreclosure action, or that the mortgage is invalid for some reason.
Another defense is to challenge the amount that the lender is seeking to foreclose. This can be done by arguing that the lender's calculations are incorrect, or that the lender has improperly applied payments or charges to the mortgage.
If you've received a notice of default or auction date, it's important to act quickly and seek legal assistance. A lawyer can review your situation and advise you on the best course of action. They may be able to negotiate with your lender on your behalf or file a lawsuit to halt the foreclosure process. In some cases, bankruptcy may be an option to help you keep your home.
Don't wait until it's too late to seek help. If you're facing foreclosure and want to know your options, call the law firm of Doucet Co., LPA at (888) 200-9824 for a consultation. Our experienced legal team can help you explore your defenses and find a solution to your financial problems.