Ohio Foreclosure Defense Lawyers Can Help
The foreclosure defense attorneys at Doucet & Associates Co., L.P.A. have the proud distinction of winning two of the most important recent court decisions dealing with homeowners’ rights. Mr. Doucet wrote one of the most recognized books on foreclosure defense, 23 Legal Defenses to Foreclosure: How to Beat the Bank, and regularly trains other lawyers in this area. His law firm, Doucet & Associates Co., L.P.A. employs foreclosure defense attorneys who usually graduated at the top of their law school class, and our entire law firm is focused on helping people like you.
- Defending Foreclosure
- Ohio Foreclosure Process
- Loan Modifications
- Case Evaluations
- How To Prepare For Foreclosure
- Foreclosure Frequently Asked Questions
One of the landmark cases that Doucet won pertains to robo-signing mortgage assignments. That case is Slorp v. Lerner Sampson and Rothfuss. In that important decision, a federal court of appeal ruled that we could pursue a Racketeer Influenced and Corrupt Organizations Act (“RICO”) lawsuit against Bank of America, its law firm, and MERS for allegations that one of the law firm’s paralegals robo-signed a mortgage assignment in support of the bank’s foreclosure. This significant decision for homeowners changes the landscape of foreclosure cases on several levels, including on the very important issue of allowing homeowners to challenge the bank’s documents during a foreclosure lawsuit. We are very proud of this case because of the impact it will have on our client and homeowners throughout Ohio.
Our law firm defends foreclosure by looking at each case comprehensively. When we evaluate a foreclosure matter, we not only look at the most recent challenges faced by our client in working out a resolution with their mortgage company, but we also look at the loan closing and loan history to determine whether other defenses or claims may be available. We look for violations of TILA, RESPA, and other consumer statutes like HOEPA and the FDCPA. We approach foreclosure defense holistically, looking at the big picture of what our client wants to achieve, then all of the individual parts of the loan transaction to craft a strategy to meet that objective. In our experience, raising multiple issues in a foreclosure lawsuit usually results in better leverage with the bank to reach a favorable resolution, and our law firm is well positioned to help. We have found that greater pressure means better results.
Our foreclosure defense clients come to us seeking a variety of results. These include loan modifications, short sales, loan reinstatements, deeds in lieu of foreclosure, short refinances, or to simply walk away from the property without liability. We have experience in helping with each of these goals. For most of our clients, they have tried tirelessly to reach a resolution directly with their mortgage company for weeks or months before calling us for help (or a lawsuit has been filed). However, exhausting your options before calling us is not necessary, and we usually like to become involved with a case before a foreclosure lawsuit is filed (it allows us to evaluate whether to sue first). We welcome cases at all points of litigation, including appeals, and look forward to learning about your matter. We have an excellent track record of meeting our clients’ objectives, and have a variety of tools at our disposal to make those objectives a reality. Call us today at (614) 944-5219.